(Not) Oops!…I Did It Again

I just did it again. And it’s not an “Oops”. Yes, I made my annual IRA contribution and backdoored it into a Roth again. If you are able to backdoor your Roth, then you can avoid the IRA versus Roth conversion debate. Are … Continue Reading…

Free Money with the Saver’s Credit

I was talking with my friend Eric a few weeks ago about writing a personal finance blog and he was totally excited about learning more. He went on to tell me how his dad preached to him and his brother, when they were younger, to … Continue Reading…

Backdoor Roth IRA

I have a rainy day fund, I have been maxing out my 401K at work, and I have been putting money into a 529 college savings plan for my kids for years. I thought that was all you were supposed to do … Continue Reading…